Y\u0131llarca hayalini kurdu\u011fu daireye, bir bankadan kulland\u0131\u011f\u0131 konut kredisiyle sahip olan t\u00fcketici, hayat\u0131n\u0131n \u015fokunu ya\u015fad\u0131. Bankan\u0131n, haks\u0131z \u015fart koydu\u011fu s\u00f6zle\u015fme ile s\u0131k\u0131nt\u0131 ya\u015fayan t\u00fcketici, mahkemenin yolunu tuttu. T\u00fcketici Mahkemesi, davan\u0131n kabul\u00fc ile; davac\u0131n\u0131n daval\u0131 bankaya 284 bin lira bor\u00e7lu olmad\u0131\u011f\u0131n\u0131n tespitine, dava konusu ta\u015f\u0131nmaz \u00fczerinde daval\u0131 lehine tesis edilen ipote\u011fin fekkine karar verdi.<\/p>\n\n\n\n
Daval\u0131 taraf\u0131ndan istinaf kanun yoluna ba\u015fvuruldu. B\u00f6lge Adliye Mahkemesi, daval\u0131n\u0131n istinaf ba\u015fvurusunun kabul\u00fcne, incelenen mahkeme karar\u0131n\u0131n usul ve yasaya uygun olmad\u0131\u011f\u0131ndan kald\u0131r\u0131lmas\u0131na, dosyada yeniden yarg\u0131lama yap\u0131lmas\u0131na ihtiya\u00e7 duyulmad\u0131\u011f\u0131ndan davan\u0131n reddine h\u00fckmetti. Karar davac\u0131 avukat\u0131 taraf\u0131ndan temyiz edildi.<\/p>\n\n\n\n
Yarg\u0131tay 3. Hukuk dairesi, emsal nitelikte bir karara imza att\u0131. Kararda \u015fu ifadelere yer verildi:<\/strong><\/p>\n\n\n\n \u201cDava tarihi itibariyle y\u00fcr\u00fcrl\u00fckte olan 6502 say\u0131l\u0131 T\u00fcketicinin Korunmas\u0131 Hakk\u0131nda Kanunun 5. maddesi ile s\u00f6zle\u015fmelerdeki haks\u0131z \u015fart d\u00fczenlenmi\u015f olup an\u0131lan kanun maddesinde \u2018Haks\u0131z \u015fart; t\u00fcketiciyle m\u00fczakere edilmeden s\u00f6zle\u015fmeye d\u00e2hil edilen ve taraflar\u0131n s\u00f6zle\u015fmeden do\u011fan hak ve y\u00fck\u00fcml\u00fcl\u00fcklerinde d\u00fcr\u00fcstl\u00fck kural\u0131na ayk\u0131r\u0131 d\u00fc\u015fecek bi\u00e7imde t\u00fcketici aleyhine dengesizli\u011fe neden olan s\u00f6zle\u015fme \u015fartlar\u0131d\u0131r.<\/p>\n\n\n\n T\u00fcketiciyle akdedilen s\u00f6zle\u015fmelerde yer alan haks\u0131z \u015fartlar kesin olarak h\u00fck\u00fcms\u00fczd\u00fcr. S\u00f6zle\u015fmenin haks\u0131z \u015fartlar d\u0131\u015f\u0131ndaki h\u00fck\u00fcmleri ge\u00e7erlili\u011fini korur. Bu durumda s\u00f6zle\u015fmeyi d\u00fczenleyen, kesin olarak h\u00fck\u00fcms\u00fcz say\u0131lan \u015fartlar olmasayd\u0131, di\u011fer h\u00fck\u00fcmlerle s\u00f6zle\u015fmeyi yapmayacak oldu\u011funu ileri s\u00fcremez. Bir s\u00f6zle\u015fme \u015fart\u0131 \u00f6nceden haz\u0131rlanm\u0131\u015f ve standart s\u00f6zle\u015fmede yer almas\u0131 nedeniyle t\u00fcketici i\u00e7eri\u011fine etki edememi\u015fse, o s\u00f6zle\u015fme \u015fart\u0131n\u0131n t\u00fcketiciyle m\u00fczakere edilmedi\u011fi kabul edilir. S\u00f6zle\u015fmeyi d\u00fczenleyen, bir standart \u015fart\u0131n m\u00fcnferiden m\u00fczakere edildi\u011fini iddia ediyorsa bunu ispatla y\u00fck\u00fcml\u00fcd\u00fcr’ denilmi\u015ftir.<\/p>\n\n\n\n Somut uyu\u015fmazl\u0131kta; 0953 yevmiye numaral\u0131, Tapu M\u00fcd\u00fcrl\u00fc\u011f\u00fcnce d\u00fczenlenmi\u015f olan ipotek senedinin \u2018s\u00f6zle\u015fme \u015fartlar\u0131’ ba\u015fl\u0131kl\u0131 b\u00f6l\u00fcm\u00fcn 1. maddesi, yukar\u0131da a\u00e7\u0131klanan yasal d\u00fczenlemeler \u0131\u015f\u0131\u011f\u0131nda haks\u0131z \u015fart niteli\u011findedir. Hal b\u00f6yle olunca ilk derece mahkemesince davan\u0131n kabul\u00fcne dair verilen karar do\u011fru oldu\u011fundan b\u00f6lge adliye mahkemesince daval\u0131n\u0131n istinaf ba\u015fvurusunun esastan reddine karar verilmesi gerekirken, b\u00f6lge adliye mahkemesince yerinde olmayan gerek\u00e7e ile daval\u0131n\u0131n istinaf ba\u015fvurusu kabul edilerek karar\u0131n kald\u0131r\u0131lmas\u0131na, davan\u0131n reddine karar verilmesi usul ve yasaya ayk\u0131r\u0131 olup, bozmay\u0131 gerektirir. Karar\u0131n oy birli\u011fi ile bozulmas\u0131na h\u00fckmedilmi\u015ftir.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":" Milyonlarca t\u00fcketiciyi yak\u0131ndan ilgilendiren bir karara imza atan Yarg\u0131tay 3. Hukuk Dairesi, t\u00fcketiciyle akdedilen s\u00f6zle\u015fmelerde yer alan haks\u0131z \u015fartlar\u0131n kesin olarak h\u00fck\u00fcms\u00fcz oldu\u011funa karar verdi. Y\u0131llarca hayalini kurdu\u011fu daireye, bir bankadan kulland\u0131\u011f\u0131 konut kredisiyle sahip olan t\u00fcketici, hayat\u0131n\u0131n \u015fokunu ya\u015fad\u0131. Bankan\u0131n, haks\u0131z \u015fart koydu\u011fu s\u00f6zle\u015fme ile s\u0131k\u0131nt\u0131 ya\u015fayan t\u00fcketici, mahkemenin yolunu tuttu. T\u00fcketici Mahkemesi, davan\u0131n […]<\/p>\n","protected":false},"author":1,"featured_media":1573654,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1573653","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gundem"],"_links":{"self":[{"href":"https:\/\/www.erzhaber.com\/index.php?rest_route=\/wp\/v2\/posts\/1573653","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.erzhaber.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.erzhaber.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1573653"}],"version-history":[{"count":0,"href":"https:\/\/www.erzhaber.com\/index.php?rest_route=\/wp\/v2\/posts\/1573653\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.erzhaber.com\/index.php?rest_route=\/wp\/v2\/media\/1573654"}],"wp:attachment":[{"href":"https:\/\/www.erzhaber.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1573653"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.erzhaber.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1573653"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.erzhaber.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1573653"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}